Aurum NeoBank
Use Crypto for Everyday Payments
Aurum NeoBank brings digital assets closer to everyday banking. Spend USDT through a Mastercard crypto debit card, make payments worldwide, and take part in the card referral program with commissions linked to your network activity.
- Four card tiers priced from 33 to 249 USDT with monthly spending limits up to 100,000 USDT
- Apple Pay and Google Pay available across all card tiers
- World Elite and Infinity cards promoted with no KYC requirement
- Additional earning opportunities from card sales, transaction activity, top ups, and conversions
A Closer Look at
How Aurum NeoBank Works
Watch Now
ALL IN ONE BANKING
Digital Banking Built Around Your Assets
Aurum NeoBank brings everyday financial tools, digital assets, trading activity, and partner earnings into one connected account. Through its Telegram interface, users can manage cards, wallets, AI Bots, transactions, and commissions without moving between separate platforms.
- Follow live trading activity and request profit withdrawals
- Access and manage EX AI PRO and Zeus AI Bot
- Order, top up, and manage Aurum Cards
- View partner activity and withdraw earned commissions
- Check wallet balances and review complete transaction history
Card Comparison
Find the Aurum Card That Fits Your Needs
Aurum offers four card options with different fees, limits, and benefits. Whether you are looking for simple crypto spending or higher monthly limits with added privileges, you can choose the card that matches how you plan to use the NeoBank.
| Feature | Aurum Nova | Aurum Imperium | Aurum World Elite | Aurum Infinity |
|---|---|---|---|---|
| Card Cost | 33 USDT | 66 USDT | 99 USDT | 249 USDT |
| Identity Verification | Required | Required | Not Required | Not Required |
| USDT Top Up Fee | 3% | 2.7% | 2.5% | 2.2% |
| Transaction Fee | 1.5% | 1.2% | 1% | 0.7% |
| Referral Reward | Up to 15 USDT | Up to 30 USDT | Up to 50 USDT | Up to 150 USDT |
| Monthly Spending Limit | 15,000 USDT | 30,000 USDT | 50,000 USDT | 100,000 USDT |
| Physical Card | Not Included | Not Included | Not Included | Included |
| Apple Pay / Google Pay | Supported | Supported | Supported | Supported |
Minimum transaction commission: 1 USDT
Key Features
What Makes Aurum Cards Different
Aurum Cards are built to make digital assets easier to use in everyday life. Connected directly to the NeoBank, they give users a simple way to spend, manage, and access funds while keeping fees, limits, and card activity visible in one place.
Spend Your Funds Worldwide
Apple Pay and Google Pay Support
Managed Inside NeoBank
Higher Limits with Lower Fees
Clear Fees and Flexible Use
Cashback on Eligible Spending
Earning Opportunity
Four Ways to Earn Through Aurum NeoBank
Aurum NeoBank gives partners several ways to earn from card activity across their network. Income can come from the initial card sale as well as ongoing usage, including transactions, conversions, and USDT top ups.
100%
Earn from the allocated card margin generated through your network.
0.5%
Receive a share from transactions made with cards issued through your network.
1%
Earn from eligible currency conversions made using distributed Aurum Cards.
2.2%
Receive a share from USDT deposits made to cards within your network.
Example: 400 Aurum Infinity Cards
33,000
660
990
1,650
This example assumes 400 Aurum Infinity cards priced at 249 USDT each and average monthly spending of 1,500 USDT per cardholder. Card sales also contribute to Legacy Volume under the 40% rule. Commission rates vary by Legacy Level and increase as members progress through the program.
Legacy Levels
Grow Your Partner Share as You Progress
The Aurum partner structure includes 15 Legacy Levels, with higher levels unlocking a larger share of eligible partner rewards. Card activity also contributes toward Legacy Volume, helping members progress through the program as their network grows.
Under the current structure, 40% of card sales value counts toward personal Legacy Volume. For example, 100,000 USDT in qualifying card sales contributes 40,000 USDT in Legacy Volume. Each qualifying card contributes 150 USDT in Legacy Volume.
| Level | Partner Bonus |
|---|---|
| Nova | 35% |
| Voyager | 40% |
| Vanguard | 47.5% |
| Vanguard PRO | 55% |
| Nexus | 70% |
| Oracle | 73% |
| Prime | 76% |
| Elite | 79% |
| Magnat | 82% |
| Mythos | 85% |
| Legend | 88% |
| Dominion | 91% |
| Archon | 94% |
| Pantheon | 97% |
| Alpha | 100% |
Eligible fees generated from card top ups, spending, and withdrawals are also distributed according to Legacy Level. When a member reaches a higher level during an active cycle, the updated percentage may also apply to qualifying card activity from earlier in that cycle.
Partner rewards depend on eligibility, qualifying volume, network activity, and the current Aurum compensation plan.
Going Global
Aurum NeoBank Is Moving Beyond Telegram
Aurum NeoBank is preparing to expand into dedicated mobile apps, giving users a more complete banking experience on iOS and Android. The upcoming apps are designed to make account access faster, more secure, and easier to manage wherever users are.
- Dedicated apps for both iOS and Android
- Face ID, Touch ID, and fingerprint access
- Instant notifications for transactions and balance activity
- Offline access to selected account information
- Greater accessibility for users beyond the existing crypto community
Verified Member Reviews
Experiences From People Using Aurum
Faustina Arkhurst
Ghana • TrustpilotNicole
Germany • TrustpilotJonathon Murphy
Australia • Trustpilot4.7/5 |
Member experiences shared on Trustpilot
Individual experiences vary. Reviews should not be considered a guarantee of financial results.
FAQ
Questions People Usually Ask About Aurum
Is Aurum Foundation a registered company?
Aurum operates through registered entities in Poland, Dubai, and Hong Kong. The ecosystem is led by a public leadership team and reports more than 60,000 participants and over 90M USDT in trading volume. Company details and registration information are available for users who want to review them before joining.
How does the Aurum EX AI Bot work?
EX AI uses 28 active trading strategies to monitor the market and execute trades automatically. The system operates continuously and focuses mainly on spot trading, with selected derivatives used for risk management and hedging.
What is the minimum amount required to start?
Access to the Aurum ecosystem costs 19.99 USDT per year. EX AI trading can be started with a minimum deposit of 100 USDT.
Can I withdraw my funds?
Trading profits can be requested for withdrawal at any time, subject to Aurum's withdrawal terms and processing times. Principal withdrawals follow the schedule and conditions set for EX AI accounts.
What Aurum Card options are available?
Aurum offers four Mastercard tiers: Nova, Imperium, World Elite, and Infinity. Features and spending limits vary depending on the selected card.
How does the Aurum Partner Program work?
The Partner Program gives members five additional ways to earn through sales, team activity, profit sharing, bonuses, and shareholder rewards. Participation is optional and is not required to use Aurum's trading products.
Where is Aurum Foundation registered?
Aurum operates through legal entities registered in Poland, the United Arab Emirates, and Hong Kong.
What returns has EX AI reported?
Aurum reports an average monthly performance of 17.5% across its published 36 month trading record. Monthly results have varied, and historical performance should never be treated as a guarantee of future returns.
Is Aurum only an AI trading platform?
No. AI trading is one part of a wider ecosystem that also includes a NeoBank, crypto exchange, Mastercard products, staking, real world assets, and the Partner Program.
Has Aurum appeared in major media?
Aurum has been featured or mentioned by publications and industry platforms including Forbes, Binance News, Benzinga, and Blockchain Wire.
Does Aurum operate internationally?
Yes. Aurum serves an international community and has legal entities across Europe, the Middle East, and Asia, with members and partners participating from multiple countries.
What registrations does Aurum hold?
Its current legal structure includes AURUM NEO BANK Sp. z o.o. in Poland, ECO AURUM INVESTMENT L.L.C in Dubai, and Aurum Foundation Limited in Hong Kong.
READY TO BEGIN
Bring Your Crypto Into Everyday Life
Aurum NeoBank gives you one place to manage your digital assets, use your Aurum Card, and take part in the partner program if you choose. Start with the card that suits you and explore how the wider NeoBank ecosystem works.
Cards from 33 USDT • No upfront partner fee • Partner ID required




