Aurum NeoBank

Use Crypto for Everyday Payments

Aurum NeoBank brings digital assets closer to everyday banking. Spend USDT through a Mastercard crypto debit card, make payments worldwide, and take part in the card referral program with commissions linked to your network activity.

  • Four card tiers priced from 33 to 249 USDT with monthly spending limits up to 100,000 USDT
  • Apple Pay and Google Pay available across all card tiers
  • World Elite and Infinity cards promoted with no KYC requirement
  • Additional earning opportunities from card sales, transaction activity, top ups, and conversions

A Closer Look at
How Aurum NeoBank Works

Watch Now

ALL IN ONE BANKING

Digital Banking Built Around Your Assets

Aurum NeoBank brings everyday financial tools, digital assets, trading activity, and partner earnings into one connected account. Through its Telegram interface, users can manage cards, wallets, AI Bots, transactions, and commissions without moving between separate platforms.

  • Follow live trading activity and request profit withdrawals
  • Access and manage EX AI PRO and Zeus AI Bot
  • Order, top up, and manage Aurum Cards
  • View partner activity and withdraw earned commissions
  • Check wallet balances and review complete transaction history

Card Comparison

Find the Aurum Card That Fits Your Needs

Aurum offers four card options with different fees, limits, and benefits. Whether you are looking for simple crypto spending or higher monthly limits with added privileges, you can choose the card that matches how you plan to use the NeoBank.

FeatureAurum NovaAurum ImperiumAurum World EliteAurum Infinity
Card Cost33 USDT66 USDT99 USDT249 USDT
Identity VerificationRequiredRequiredNot RequiredNot Required
USDT Top Up Fee3%2.7%2.5%2.2%
Transaction Fee1.5%1.2%1%0.7%
Referral RewardUp to 15 USDTUp to 30 USDTUp to 50 USDTUp to 150 USDT
Monthly Spending Limit15,000 USDT30,000 USDT50,000 USDT100,000 USDT
Physical CardNot IncludedNot IncludedNot IncludedIncluded
Apple Pay / Google PaySupportedSupportedSupportedSupported

Minimum transaction commission: 1 USDT

Key Features

What Makes Aurum Cards Different

Aurum Cards are built to make digital assets easier to use in everyday life. Connected directly to the NeoBank, they give users a simple way to spend, manage, and access funds while keeping fees, limits, and card activity visible in one place.

Spend Your Funds Worldwide

Use your Aurum Card for everyday purchases and access your balance wherever Mastercard is accepted.

Apple Pay and Google Pay Support

Add your card to Apple Pay or Google Pay and use it for contactless payments, online purchases, and supported in store transactions.

Managed Inside NeoBank

Top up your card, check balances, review transactions, and manage card activity directly through the Aurum NeoBank interface.

Higher Limits with Lower Fees

Card limits increase by tier, reaching up to 100,000 USDT per month on Aurum Infinity. Transaction fees start from 0.7% on the highest tier.

Clear Fees and Flexible Use

Card charges and limits are shown upfront, giving users a clearer view of how much they can spend and what each transaction may cost.

Cashback on Eligible Spending

Selected Aurum Card activity may qualify for cashback of up to 10%, with rewards credited back into the Aurum ecosystem.

Earning Opportunity

Four Ways to Earn Through Aurum NeoBank

Aurum NeoBank gives partners several ways to earn from card activity across their network. Income can come from the initial card sale as well as ongoing usage, including transactions, conversions, and USDT top ups.

100%

Card Sales Commission

Earn from the allocated card margin generated through your network.

0.5%

Transaction Commission

Receive a share from transactions made with cards issued through your network.

1%

Currency Conversion Commission

Earn from eligible currency conversions made using distributed Aurum Cards.

2.2%

USDT Top Up Commission

Receive a share from USDT deposits made to cards within your network.
Example: 400 Aurum Infinity Cards

33,000

USDT estimated card sales commission at the 55% Vanguard PRO level

660

USDT per month estimated income from card transactions

990

USDT per month estimated income from USDT top ups

1,650

USDT per month estimated recurring income from ongoing card activity

This example assumes 400 Aurum Infinity cards priced at 249 USDT each and average monthly spending of 1,500 USDT per cardholder. Card sales also contribute to Legacy Volume under the 40% rule. Commission rates vary by Legacy Level and increase as members progress through the program.

Legacy Levels

Grow Your Partner Share as You Progress

The Aurum partner structure includes 15 Legacy Levels, with higher levels unlocking a larger share of eligible partner rewards. Card activity also contributes toward Legacy Volume, helping members progress through the program as their network grows.

Under the current structure, 40% of card sales value counts toward personal Legacy Volume. For example, 100,000 USDT in qualifying card sales contributes 40,000 USDT in Legacy Volume. Each qualifying card contributes 150 USDT in Legacy Volume.

LevelPartner Bonus
Nova35%
Voyager40%
Vanguard47.5%
Vanguard PRO55%
Nexus70%
Oracle73%
Prime76%
Elite79%
Magnat82%
Mythos85%
Legend88%
Dominion91%
Archon94%
Pantheon97%
Alpha100%

Eligible fees generated from card top ups, spending, and withdrawals are also distributed according to Legacy Level. When a member reaches a higher level during an active cycle, the updated percentage may also apply to qualifying card activity from earlier in that cycle.

Partner rewards depend on eligibility, qualifying volume, network activity, and the current Aurum compensation plan.

Going Global

Aurum NeoBank Is Moving Beyond Telegram

Aurum NeoBank is preparing to expand into dedicated mobile apps, giving users a more complete banking experience on iOS and Android. The upcoming apps are designed to make account access faster, more secure, and easier to manage wherever users are.

  • Dedicated apps for both iOS and Android
  • Face ID, Touch ID, and fingerprint access
  • Instant notifications for transactions and balance activity
  • Offline access to selected account information
  • Greater accessibility for users beyond the existing crypto community

Verified Member Reviews

Experiences From People Using Aurum

Faustina Arkhurst
Ghana • Trustpilot
"Faustina joined Aurum in October 2025 to create an additional source of income. She highlights the daily earnings, regular company updates, and the support she has received as the parts of her experience she values most."
Nicole
Germany • Trustpilot
"Nicole has used Aurum products for more than a year. She describes her experience positively, with particular appreciation for the support team and the community around the platform."
Jonathon Murphy
Australia • Trustpilot
"Jonathon started with a smaller deposit before increasing his position after using the platform. He says the onboarding was straightforward, daily earnings remained consistent, and his withdrawal test was completed without difficulty."
4.7/5 |

Member experiences shared on Trustpilot

Individual experiences vary. Reviews should not be considered a guarantee of financial results.

FAQ

Questions People Usually Ask About Aurum

Aurum operates through registered entities in Poland, Dubai, and Hong Kong. The ecosystem is led by a public leadership team and reports more than 60,000 participants and over 90M USDT in trading volume. Company details and registration information are available for users who want to review them before joining.

EX AI uses 28 active trading strategies to monitor the market and execute trades automatically. The system operates continuously and focuses mainly on spot trading, with selected derivatives used for risk management and hedging.

Access to the Aurum ecosystem costs 19.99 USDT per year. EX AI trading can be started with a minimum deposit of 100 USDT.

Trading profits can be requested for withdrawal at any time, subject to Aurum's withdrawal terms and processing times. Principal withdrawals follow the schedule and conditions set for EX AI accounts.

Aurum offers four Mastercard tiers: Nova, Imperium, World Elite, and Infinity. Features and spending limits vary depending on the selected card.

The Partner Program gives members five additional ways to earn through sales, team activity, profit sharing, bonuses, and shareholder rewards. Participation is optional and is not required to use Aurum's trading products.

Aurum operates through legal entities registered in Poland, the United Arab Emirates, and Hong Kong.

Aurum reports an average monthly performance of 17.5% across its published 36 month trading record. Monthly results have varied, and historical performance should never be treated as a guarantee of future returns.

No. AI trading is one part of a wider ecosystem that also includes a NeoBank, crypto exchange, Mastercard products, staking, real world assets, and the Partner Program.

Aurum has been featured or mentioned by publications and industry platforms including Forbes, Binance News, Benzinga, and Blockchain Wire.

Yes. Aurum serves an international community and has legal entities across Europe, the Middle East, and Asia, with members and partners participating from multiple countries.

Its current legal structure includes AURUM NEO BANK Sp. z o.o. in Poland, ECO AURUM INVESTMENT L.L.C in Dubai, and Aurum Foundation Limited in Hong Kong.

READY TO BEGIN

Bring Your Crypto Into Everyday Life

Aurum NeoBank gives you one place to manage your digital assets, use your Aurum Card, and take part in the partner program if you choose. Start with the card that suits you and explore how the wider NeoBank ecosystem works.

Cards from 33 USDT  •  No upfront partner fee  •  Partner ID required